Bank Rates Reviews

When we looked at Chase Bank CD rates last, they were running two kinds of CD: specials and standard.  A few things have changed, so we here at Bank Rates Reviews thought we should bring you up to date with what’s happening with CD rates at Chase Bank.

The higher yield Chase Bank interest rates for certificates of deposit are in the specials.  There are four of them, all of which have a minimum deposit of $10,000.  Their terms are 9, 12, 24, and 60 months.  Their Chase CD rates are 1.5%, 1.75%, 2.0%, and 2.5% annual percentage yield (APY) respectively.  These Chase Bank CD rates are for the initial term, however, and the CD will auto-renew for a like term at regular rates afterward.

Standard rates can be for terms as short as 1 month and as long as 120 months.  Deposit minimums are $1,000 and can go as high as you’d like.  We’re quoting relationship rates here and assuming a deposit of under $100,000.  Standard rates are slightly lower.

For terms up to 17 months, CD rates at Chase Bank are 0.25% APY.  For 18 to 59 month terms, the Chase CD rates are 1.01% APY and for over 60 month terms, Chase Bank CD rates are 1.50% APY.

These are down from the last time we looked at them, but are still at around the national average.  These Chase Bank interest rates are subject to change at any time, of course, and all Chase accounts are FDIC insured.