Bank Rates Reviews

It’s been a month or so since we last looked at Chase high interest savings account rates and offers, so we here at Bank Rates Reviews thought we should look at them again for you and show you the latest.  Chase Bank interest rates are pretty steady for interest-bearing checking accounts, which are still 0.01% annual percentage yield (APY), but we’re interested in the variable savings accounts instead.

For a Chase savings accounts in regular or relationship (having a checking account at Chase), the rates are tiered by deposit amount.  For $0-$9,999 the rates at 0.05% (standard) and 0.10% (relationship).  For $10,000 to $24,999 the rates are 0.15% APY and 0.35% APY for standard and relationship (respectively).  From $25,000 to $49,999, the rates are 0.25% APY (standard) and 0.50% APY (relationship).  As you can see, just the regular Chase savings account rates are pretty good.

Going to Money Market accounts, Chase high interest saving account rates get less interesting again.  Rates are 0.02% APY no matter the balance (0.01% APY for standard).

Certificates of Deposit (CD) accounts are always worth considering, even for the short term, to get Chase high yield savings account rates.  From 1 to 17 months, terms give 0.25% APY ($1,000 minimum deposit).  Definitely worth considering, since you can open one for any number of months in the range (1, 2, 5, 9, etc.).  CDs have the advantage of being fixed rate, but the disadvantage of being inaccessible until the term is up.

There are some good rates at Chase savings accounts right now.  All accounts at Chase Bank are FDIC insured, of course.