Bank Rates Reviews

When we looked at Chase savings account rates last month, they were doing well.  We figured it was time for Bank Rates Reviews to look at Chase high interest savings options again, to keep you up to date.

All of the Chase savings account rates we’re talking about here will have no fees if you already have a Chase bank account for checking.  Otherwise, fees may apply if balances are not kept at a minimum required level.

For Chase high yield savings rates, we’ll look at money market accounts first.  These are giving a 0.02% annual percentage yield (APY) right now, which is different than it used to be when it was in tiers.  If you have larger amounts to deposit for savings, consider a regular savings account instead.

Chase high interest savings is in tiers based on deposit amount.  Under $10,000 has an APY of 0.10% and goes up from there.  For deposits of $10,000 to $49,999, the APY is 0.50% and over $50,000 is 0.75% APY.  Definitely a good rate for consideration.  These are Plus accounts at Chase and assume a relationship to avoid fees and get a higher rate.  Standard savings accounts yield 0.01% APY.

These rates could change quickly and a Chase Bank savings account will be FDIC insured.  Be sure to check for current Chase savings account rates before making your decision.