Chase Bank is one of the most trusted banks in the US today because of their long history of operations and their wide reach. They service customers all over the US and also in other countries and this makes it essential for them to have a wide range of products and services to meet the needs of different customers. Besides, their experience in the banking industry helps them to bring about more innovative products and this means customers get to enjoy a better service and products from this banking giant. Another advantage of banking with this the bank is that the Chase interest rates are competitive and fair in the given market conditions.
One of the products offered by this bank is the money market account. This account can be opened at any time and all that it requires is a minimum opening deposit of $100. The interest is compounded and credited monthly to the account. One advantage of money market account over the other investments is that it can be withdrawn at any time and the liquidity factor is quite high. Also, the money earns interest while it is kept in the account.
The current Chase money market rates are 0.01% APY for all balances. The Chase Bank money market rates are fairly competitive in the given market conditi and against its competitors as well. This Chase money market interest rates coupled with the excellent features and services make it a preferred choice of investment for customers who are looking for liquidity as well as income.
November 11th, 2011 | Posted in Chase money market rates | No Comments
Chase Bank is one of the popular banks in the US today with a large domestic and international presence. It offers financial products and services to customers located across all states in the US and also around the world. They have a wide array of products that are geared to meet the needs of a large and diverse customer base. One such product is their home loans that is available for customers who are looking to buy a new home as well as to those who are looking to refinance their exiting mortgage. The features and Chase Bank interest rates make it an attractive option for current and prospective home-owners.
Many kinds of Chase home loans are available for customers and they can choose from fixed rate mortgages, jumbo mortgages, adjustable rate mortgage, DreaMaker mortgage and FHA mortgage. The fixed rate mortgage, as the name implies, is a kind of mortgage in which the interest rates as well as the monthly payments remain the same over the period of the mortgage. Variable periods of fixed mortgage are available. In the case of an adjustable rate mortgage, the rates fluctuate according to market and there is a possibility for the payments to increase or decrease in the future.
The current Chase Bank mortgage rates 3.978% APR for a 30-year fixed mortgage while for a 15-year fixed mortgage, the Chase mortgage rates are 3.286% APR. The mortgage rates at Chase bank for a 7/1 ARM loan is 2.903% APR and for a 5/1 ARM, it is 2.830% APR. These rates are competitive in the current market.
September 19th, 2011 | Posted in Chase Bank Home Loans | No Comments
Credit cards are plastic cards that have changed the way we do monetary transactions. Many people prefer to use their card instead of cash as this is easier to carry and the balance can be paid at a later point of time. So, customers can shop now and pay later with credit cards and this is what makes them attractive. Most leading banks today offer credit cards and Chase Bank is no exception. The Chase Bank interest rates and features offered on the credit card have made it a fairly attractive option for customers. There are many different cards offered and customers can choose the one that best fits their needs.
The Chase Freedom card offers a $100 bonus cash back when customer spend $500 within the first three months. It also offers 5% cash back on $1,500 spent each quarter and there is unlimited cash back of 1% on all other purchases. Chase credit card rates are 11.99% APR to 22.99% APR depending on the creditworthiness of the individual. The Chase platinum card has no annual fee for the first 15 months and there is no annual fee associated with this card. Moreover, there is zero liability on unauthorized purchases with the current rate being 11.99% for elite pricing, 16.99% for premium pricing and 21.99% for standard pricing.
To earn Chase credit card travel rewards, one can look at the Chase Sapphire card. The Chase credit card rewards is also good in this card and customers can earn $25,000 in cash back after they spend $3,000 within the first three months.There is no annual fee with this card.
August 24th, 2011 | Posted in Chase Bank Credit Cards | No Comments
Chase Bank is one of the premier banks in the US today and it has become much stronger after its merger with another financial giant – JP Morgan. Together, they account for one of the largest customer base in the US and their combined products and services cater to the ever-growing and diverse customers. One key aspect of banking at Chase Bank is their online banking system. This makes it possible for customers to virtually check their balances and perform all banking transactions without ever visiting the local branch. Moreover, the 24-hour customer service also helps customers who want answers to their questions and this also eliminates the need to travel to a local branch.
One can check Chase bank rates or go through the features of all the products offered by this bank. Chase Bank on line banking helps customers to view their balances online for all their accounts and they can go into the individual accounts for a more detailed look at the transactions that have taken place over a certain period of time. With Chase online banking, one can also search for transactions that took place within a specified period of time and this makes it easy for customers to stay on top of their financial transactions.
Chase Bank online banking also helps customers to make automatic payments on their bills to the payees. All that the customer has to do is to set-up a scheduled payment and the details of the payee and the bank will take care of everything else. The money will be paid promptly on the due date and there is no more need for late fees.
August 24th, 2011 | Posted in Chase Bank Online banking | No Comments
Chase Bank is one of the leading banks in the US today and it has a large customer base that is spread across the length and breadth of the country. To cater to this ever-growing base of customers, Chase Bank offers numerous products and services and these products meet the needs of this diverse group. The features of all the products is on par with the industry standards and the Chase Bank interest rates are competitive in the current market conditions. In this article, we will turn our focus on the Chase Bank savings account rates and features and we hope this information helps you to make better financial decisions that are right for you and your family.
The minimum amount required to open a Chase high interest savings account is $25 and the interest is compounded and posted monthly to the account. There is a monthly service fee of $4 and this is waived when the minimum daily balance is $300 or more or if the customer participates in the Automatic Savings Program in which there is at least one automatic transfer from the checking to savings account for a minimum amount of $25 or if the customer is under 18 years of age.
The current interest rates on this Chase Bank high yield savings account is 0.01% APY for all balances. These convenient features and the competitive interest rate make this an attractive avenue of investment for investors. Moreover, the money in this account id backed by the guarantee from FDIC for up to $250,000 and this means, investors can enjoy a relaxed mind with this form of investment.
August 24th, 2011 | Posted in Chase Bank Savings Accounts | No Comments