Bank Rates Reviews

Today at Bank Rates Reviews, we like to keep updated with Chase Bank interest rates, especially in regards to Chase Savings accounts thus here is our update on all the latest rates in Chase Bank.

There are four main savings accounts under Chase Bank: Chase Savings, Chase Money Market Savings, Chase Plus Savings, Chase Retirement Money Market Account. The Chase Savings account has a transaction limit allowing up to six pre-authorized withdrawals per monthly statement cycle and no more than three by check or similar order payable to a third party. The current savings account rate for Chase Savings is at an Annual Percentage Yields of 0.01%.

The Chase Money Market Savings account APY standard rates is at 0.01% for those with a balance of $0-$10,000+ and for relationship APY rates, it is at 0.02% for those with a balance of $0-$10,000+.

The Chase Plus Savings have varying APY rates ranging from a minimal balance of $0-$9,999 to $1 million+. The APY relationship rate for the balance of $0-$9,999 is at 0.10%, at $10,000-$24,999 it is at 0.35%, at $25,000-$499,999 it is at 0.50% and at $500,000 to $1 million+ it is at 0.75%. For standard APY rates, the balance of $0-$9,999 is at 0.05%, at $10,000-$24,999 it is at 0.15%, at $25,000-$499,999 it is at 0.25%, at $500,000-$999,999 it is at 0.50% and at $1 million+ it is at 0.75%.

For the Chase Retirement Money Market savings account, the current APY rates are at a steady rate of 0.01% regardless of the balance in the account.

A few weeks ago, we here at Bank Rates Reviews had a look at how Chase Bank Money Market rates are doing.  Now we’re going to revisit that look and see what’s changed to bring you the latest information.

The two types of money market savings for Chase Money Market rates are the standard and the retirement savings.  Both are essentially the same with the retirement money market having restrictions based on IRS rules for tax-exempt investment.

Both of these Chase money market rates are at 0.01% annual percentage yield (APY).  The standard account, however, has higher Chase interest rates if you have a relationship (checking or other savings) with Chase Bank.  The rate then climbs to 0.02% APY.

For those who don’t need the convenience of checking that a money market account offers and who aren’t needing a retirement account, your Chase Bank money market interest rates can be better if you just switch to a standard savings account instead.  These return in tiers and are all higher than the money market return.

The Chase interest rates on up to $10,000 in deposits is 0.05% or 0.10% with relationship.  They go up from there, peaking at 0.50% APY with $25,000 or more on deposit (with relationship).

Chase Bank is fully FDIC insured, of course.  Both Chase money market rates and Chase interest rates on savings are variable rates that can change daily.  No rate of return is guaranteed.

When we here at Bank Rates Reviews last looked at Chase CD rates, they were marginally competitive nationally.  Now, we’re looking at them again to see if they’ve changed and bringing that information to you so you can see how Chase certificate of deposit rates can help your savings plan.

There are six specials to choose from in Chase Bank CD rates.  These require a $10,000 minimum deposit to open and maintain and range in terms from 7 months to 60 months.

The 7 month term offers Chase interest rates of 0.50% APY while the 13 month offer gives 1.01% APY.  The 24 month Chase CD rates specials are good at 1.65% APY and the 30 month term gives a 2.00% APY.  Chase certificate of deposit rates specials for 48 month terms are 2.50% APY and for 60 months they are 3.00% APY.

Those specials are where it’s at with Chase Bank CD rates, but the standard rates are worth looking into for comparison.

These require a $1,000 minimum deposit to open and maintain and these Chase interest rates come in 5 terms.

Both the 6 and 12 month Chase CD rates are 0.25% APY and the 18 month term is 0.75% APY.  The 24 and 36 month Chase Bank CD rates are 1.01% APY.

Comparing these, it’s easy to see that the specials are the real heaters in the Chase lineup.

Chase Bank, of course, is FDIC insured to the fullest extent of the law.  If any of these Chase CD rates appeal to you, lock your Chase Bank CD rates in today as Chase interest rates can change at any time.

Here at Bank Rates Reviews, we noticed it has been a while since we last looked at Chase money market rates.  So we’re updating you on the latest Chase Bank money market rates so you’ll have the latest info.

There are, of course, two separate types of Chase money market interest rates: market savings and retirement.  The money market savings account returns Chase interest rates of 0.02% annual percentage yield (APY) right now, no matter your deposit level.  Retirement Chase money market rates give 0.01% APY and are considered a retirement account for tax purposes.

Frankly, standard savings rates are better than both of these.  Balances up to $10,000 receive a 0.10% APY, up to $25,000 a 0.25% APY and more than $50,000 get 0.50% APY.  Even interest-bearing checking accounts get Chase interest rates of 0.01% APY.

Of course, other options also exist, such as certificates of deposit.  With a $10,000 deposit to open and maintain, specials are giving 0.75% APY for nine month terms, 1.01% APY for 13 months, 1.25% APY for 18 months, 2.00% APY for 24 months, 2.50% APY for 48 months and 3.00% APY for 60 months.  These auto-renew for a like period at standard rates, which are still pretty good.

Standard rates versus Chase Bank money market rates are good with 1-17 months returning 0.25% APY, 18-59 months returning 1.01% APY, and 60-120 months giving 1.50% APY on deposits of $1,000 or higher.

Overall, there are plenty of options for savings with Chase Bank money market rates, Chase interest rates, etc.

Chase Bank is, of course, fully FDIC insured.  All rates listed except for certificates of deposit are variable.

It’s been a month or so since we last looked at Chase high interest savings account rates and offers, so we here at Bank Rates Reviews thought we should look at them again for you and show you the latest.  Chase Bank interest rates are pretty steady for interest-bearing checking accounts, which are still 0.01% annual percentage yield (APY), but we’re interested in the variable savings accounts instead.

For a Chase savings accounts in regular or relationship (having a checking account at Chase), the rates are tiered by deposit amount.  For $0-$9,999 the rates at 0.05% (standard) and 0.10% (relationship).  For $10,000 to $24,999 the rates are 0.15% APY and 0.35% APY for standard and relationship (respectively).  From $25,000 to $49,999, the rates are 0.25% APY (standard) and 0.50% APY (relationship).  As you can see, just the regular Chase savings account rates are pretty good.

Going to Money Market accounts, Chase high interest saving account rates get less interesting again.  Rates are 0.02% APY no matter the balance (0.01% APY for standard).

Certificates of Deposit (CD) accounts are always worth considering, even for the short term, to get Chase high yield savings account rates.  From 1 to 17 months, terms give 0.25% APY ($1,000 minimum deposit).  Definitely worth considering, since you can open one for any number of months in the range (1, 2, 5, 9, etc.).  CDs have the advantage of being fixed rate, but the disadvantage of being inaccessible until the term is up.

There are some good rates at Chase savings accounts right now.  All accounts at Chase Bank are FDIC insured, of course.